You Are the Point

The History of Nebraska’s Better Bank

As we grow, we intentionally stay true to our roots. Our founder, William W. Marshall Jr., was well-known in the community for his commitment to Five Points Bank customers, for his loyalty to his community, and most of all for his love of his family. These ideals are the foundation of the bank, and continue to be the guiding principles of how we operate. When you’re a Five Points Bank customer, you’re family.

1970s

In September of 1971, Five Points Bank opened its doors. Under the leadership of William W. Marshall Jr., William W. Marshall III and Al Stelling, at the end of its first year, the bank had grown to $700,000 in total assets. In 1975, William W. Marshall III became the President of Five Points Bank. Utilizing William W. Marshall Jr.’s salesmanship he had learned in the grocery business and William W. Marshall III’s legal background, the bank enjoyed profitable years and growth. By 1977, the bank had grown to $10 million in total assets. Throughout the 1970s, the bank began to notably take hold of the Grand Island marketplace. 

1980s

After thankfully averting most of the pitfalls of the farm crisis, Five Points Bank continued to grow during the 1980s. In 1981, Five Points Bank opened its first branch on Stolley Park Road. By 1987, the bank had grown to $87 million in total assets, and in 1989, the year William W. Marshall Jr. passed away, the bank was at $90 million in total assets. 

1990s

During the 1990s, Five Points Bank continued to expand into the Grand Island marketplace. In 1992, the bank had reached $132 million in total assets. In 1994, the Northwest Branch opened to utilize the business expansion along the HWY 281 corridor. In 1997, Hometown Banc Corp. was created as a one bank holding company that owned Five Points Bank. The holding company was created not only for tax purposes but to aid in expanding the bank into other Nebraska communities.

2000s

At the turn of the millennium, Five Points Bank had shown exceptional growth and had grown to reach $320 million in total assets. The bank had grown into the largest bank in the Grand Island area. During the summer of 2000, Five Points Bank decided to partner with a group of local Hastings investors and established, Five Points Bank of Hastings. After a successful two years in Hastings, Five Points Bank decided to branch into the Kearney market. By 2005, Hometown Banc Corp. had grown to $483 million in total assets.

2010s

By 2010, the holding company had grown to $808 million in total assets. In 2011, Five Points Bank entered the Omaha market.

On October 12, 2012, Five Points Bank and Five Points Bank Hastings surpassed $1 billion in total assets. Today, Five Points Bank is the largest banking operation in the Tri-City area. Also, as of December 31, 2017, Hometown Banc Corp, Five Points Bank’s parent company, is the eleventh largest banking operation in the state of Nebraska with over $1.3 billion in total assets. Not only has Five Points Bank grown in asset size, but it is continually recognized as a banking leader by numerous banking publications such Bankrate.com and Bauer Financial for its overall exceptional safe and sound operation.

In the spring of 2016, Five Points Bank opened its state-of-the-art technology center in its Stolley Park business campus in Grand Island. The opening of the Technology Center reconfirms Five Points Banks dedication to providing its customers the best in banking products and technology.

In the Spring of 2018, Five Points Bank expanded its operation by opening a branch in the Lincoln market. For years to come, Five Points Bank looks forward to taking care of its customers, contributing to its local communities, and overall, being “Nebraska’s Better Bank” for banking services and banking technology.

2020s

In the spring of 2022, Five Points Bank opened a branch in Elkhorn to conveniently serve Elkhorn and surrounding areas. Just a few blocks north of West Dodge Road off of 204th Street, The Elkhorn branch is Five Points Bank’s 14th branch in Nebraska and third branch in the Omaha Metropolitan area. This expansion comes at just the right time–the 50th anniversary of Five Points Bank.

In the spring of 2023, Five Points Bank continued its expansion with the fourth metro branch located in Downtown Omaha in the Ashton Building within Millwork Commons. The new Ashton Branch operates as a full service branch and offers the same great services as our traditional branches. Full of innovators and creators, moving to the Millwork Commons area allows Five Points Bank to serve one of the most vibrant neighborhoods in Omaha.

Five Points Bank Celebrates 50 Years