FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Five Points Bank performs system maintenance daily between 6.00 p.m. and 7.00 p.m. CST, updating the transactions performed by our customers that day. Online and mobile banking functions are limited during this time. We apologize for this inconvenience.
Checking accounts shouldn’t be one-size-fits-all. Depending on your stage in life, preferences and goals, we have an account that is the perfect fit for you.
We know switching banks can be a hassle, so when you decide to move to Five Points Bank we want the process to be simple and easy. We have designed our SwitchKit to help make your switch to Five Points Bank as convenient as possible.
Switchkit Online Form
An easy, simple checking account for anyone who doesn’t need a lot of extras, our Free Club gives you the freedom you need without the stress of worrying about fees and frills. You still get the safety, security and service that comes with any Five Points Bank account, but without the fuss!
Free Club Account Application
Unlike any other checking account anywhere, our Golden Club is a community of customers who are 55 and older. Besides earning interest on your balances, account holders have access to exclusive activities like movies, events and even trips!
Golden Club Account Application
This account offers you all of the benefits you deserve. With amenities like a variable interest rate, unlimited free checks, a free debit/ATM card, and much more, this is a club you’ll never want to leave.
Ultimate Club Account Application
E-Club checking account is perfect for those who prefer electronic statements. This account has no service charge when you sign up for E-Statements which include images of your checks and deposits. It's safe, secure , and no more waiting for your mail.
E-Club Account Application
Free ATM withdrawal within the Money Pass Network
Flex Reserve overdraft protection with no annual fee
N/A
Earns variable interest
No minimum balance
Minimum balance may apply
Service Charges
$7.00 charge, waived with combined deposits and/or loan relationship $20,000 or more
$2.95 charge, waived with the enrollment of e-statements
Unlimited check writing
Unlimited free checks
Free emailed monthly statement
Free imaged checks with monthly statement
Free Debit Card
Mobile, Online Banking, Bill Payment, P2P, Star Phone
$5 off annual safety deposit rental fee
Free cashier's checks and money orders
Free year-end DVD of imaged checks, deposits and transactions (upon request)
$100 deposit required to open account
Quarterly Newsletter, Group Travel, Events, Free Movies, and Annual Holiday Luncheon
Account Requirements
Requires a minimum balance of $1,000. May also qualify with recurring direct deposits, ten debit card transactions each month, or a combined relationship of $20,000
(800) 576-4687
(402) 462-2228
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