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Federal Deposit Insurance Corporation FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Personal Savings

There’s no better day than today to start saving. A good rule of thumb is to have six months’ worth of expenses saved in case of an emergency. It can give you peace of mind knowing that if an emergency were to happen, you have the funds saved. We have the right account to help you start savings today.

Explore Personal Products

No matter which savings account you choose, all of our accounts come with the following:

  • Free Online and Mobile Banking
  • Free E-Statements
  • Free Mobile Deposit
  • Free ATM Withdrawals at Money Pass ATMs

Statement Savings Account

$50 to open a Statement Savings Account. The account offers free online banking and a competitive variable interest rate. Stop in one of our branches today to get started.

Statement Savings Disclosure

  • Variable interest, depending upon the applicable rate tier.
  • You must maintain a minimum average balance of $50 in the account to obtain the annual percentage yield. $1.00 service charge per month if the average daily balance drops below $50
  • $50 deposit required to open an account

AGE 13 AND UNDER

Join the Star Savings Club and earn rewards based on your saving activities. Anyone age of 13 and under with a Five Points Bank savings account can receive the perks of the club that makes ‘cents’.

    • New Club Member Gift
    • Rewards for completing savings activities
    • Exclusive events, promotions, and prizes

Statement Savings Account ApplicationStatement Savings Account Application

Money Market Account

Another option for your savings is a Money Market Account. With attractive rates and the ability to access your funds, our Money Market Account is a great investment for those extra funds. The rates are tiered so you earn a higher rate with a higher account balance - the more you you save, the more you earn! $2,500 minimum balance.

Money Market Disclosures

  • Variable interest. Tiered interest based on balance
  • Free imaged checks returned with monthly statement
  • Free cashier’s checks and money orders
  • You must maintain an average daily balance of $2,500 in the account for the cycle to obtain the disclosed annual percentage yield. The service charge will be waived if the average daily balance is $2,500 or more for the cycle.
  • $2,500 deposit required to open an account

Money Market Account ApplicationMoney Market Account Application
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