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Federal Deposit Insurance Corporation FDIC-Insured - Backed by the full faith and credit of the U.S. Government

The Right Account for You

Checking accounts shouldn’t be one-size-fits-all. Depending on your stage in life, preferences and goals, we have an account that is the perfect fit for you.

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Need More Checks?

Your checks will be on their way soon when you order them directly from Deluxe!

Re-order Checks

For security reasons, this service is restricted to orders that do not have any name or address changes. Please have the next starting check number handy when you reorder.

If you have any name or address changes, or you do not know the starting check number for your reorder, please contact us or visit your local Five Points Bank branch and we will gladly process it for you.

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All of our accounts come with the following benefits:

  • Free Online and Mobile Banking
  • Free E-Statements
  • Free Mobile Deposit
  • Free ATM Withdrawals at Money Pass ATMs

We make it easy to switch to Five Points Bank!

We know switching banks can be a hassle, so when you decide to move to Five Points Bank we want the process to be simple and easy. We have designed our SwitchKit to help make your switch to Five Points Bank as convenient as possible.

Switchkit Online Form

Free Club

An easy, simple checking account for anyone who doesn’t need a lot of extras, our Free Club gives you the freedom you need without the stress of worrying about fees and frills. You still get the safety, security and service that comes with any Five Points Bank account, but without the fuss!

Free Club Account Application Free Club Account Application

Golden Club Account

Unlike any other checking account anywhere, our Golden Club is a community of customers who are 55 and older. Besides earning interest on your balances, account holders have access to exclusive activities like movies, events and even trips!

Golden Club Account Application Golden Club Account Application

Ultimate Club Account

This account offers you all of the benefits you deserve. With amenities like a variable interest rate, unlimited free checks, a free debit/ATM card, and much more, this is a club you’ll never want to leave.

Ultimate Club Account Application Ultimate Club Account Application

E-Club Account

E-Club checking account is perfect for those who prefer electronic statements. This account has no service charge when you sign up for E-Statements which include images of your checks and deposits. It's safe, secure , and no more waiting for your mail.

E-Club Account Application E-Club Account Application

Checking Account Comparison

FeaturesFree ClubGolden ClubUltimate ClubE-Club

Free ATM withdrawal within the Money Pass Network

Yes

Yes

Yes

Yes

Flex Reserve overdraft protection with no annual fee

N/A

Yes

Yes

N/A

Earns variable interest

N/A

Yes

Yes

N/A

No minimum balance

Yes

Yes

Yes

Yes

Service Charges

N/A

N/A

$7.00 charge, waived with combined deposits and/or loan relationship $20,000 or more

$2.95 charge, waived with the enrollment of e-statements

Unlimited check writing

Yes

Yes

Yes

Yes

Unlimited free checks

Yes

Yes

Yes

N/A

Free emailed monthly statement

Yes

Yes

Yes

Yes

Free imaged checks with monthly statement

N/A

Yes

Yes

Yes

Free Debit Card

Yes

Yes

Yes

Yes

Mobile, Online Banking, Bill Payment, P2P, Star Phone

Yes

Yes

Yes

Yes

$5 off annual safety deposit rental fee

N/A

Yes

Yes

N/A

Free cashier’s checks and money orders

N/A

Yes

Yes

N/A

Free year-end DVD of imaged checks, deposits and transactions (upon request)

N/A

Yes

Yes

N/A

$100 deposit required to open account

Yes

Yes

Yes

Yes

Quarterly Newsletter, Group Travel, Events, Free Movies, and Annual Holiday Luncheon

N/A

Yes

N/A

N/A

 

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